Best Life Plan

2025?? Shit man I'll have had 2 new sleds by then

MC2 5678F589 wrote

Are people truly free if they are 1 ACL tear from $20,000 in medical debt?

What happens if you don't pay your medical debt?

nothing.

They can't put you in jail for not having any money.

Janis was right, freedom is just another word for nothing left to lose.

raisingarizona wrote

MC2 5678F589 wrote

Are people truly free if they are 1 ACL tear from $20,000 in medical debt?

What happens if you don't pay your medical debt?

nothing. .

They ruin your credit rating (preventing you from moving) and garnish your wages (preventing you from making enough money to do anything)?

Those don't seem like things that help your freedom in any way.

campgottagopee wrote

2025?? Shit man I'll have had 2 new sleds by then

Then sell me one of those!

I was just hoping to get a deal on the 2018 sled.

MC2 5678F589 wrote

raisingarizona wrote

MC2 5678F589 wrote

Are people truly free if they are 1 ACL tear from $20,000 in medical debt?

What happens if you don't pay your medical debt?

nothing. .

They ruin your credit rating (preventing you from moving) and garnish your wages (preventing you from making enough money to do anything)?

Those don't seem like things that help your freedom in any way.

Not for one medical bill they won't

You can't believe the amount of shit people don't pay for

MC2 5678F589 wrote

campgottagopee wrote

2025?? Shit man I'll have had 2 new sleds by then

Then sell me one of those!

I was just hoping to get a deal on the 2018 sled.

I like to keep my toys --- 3 sleds now and counting, you always need backups ---- looking for a dirt bike now

campgottagopee wrote

MC2 5678F589 wrote

raisingarizona wrote

MC2 5678F589 wrote

Are people truly free if they are 1 ACL tear from $20,000 in medical debt?

What happens if you don't pay your medical debt?

nothing. .

They ruin your credit rating (preventing you from moving) and garnish your wages (preventing you from making enough money to do anything)?

Those don't seem like things that help your freedom in any way.

Not for one medical bill they won't

You can't believe the amount of shit people don't pay for

True. And, again, not something the ski bum worries about. 2019 Brownski pays attention to that stuff but 1995 Brownski couldn’t give a shit. Now that I think about it, my lack of awareness of consequences back then was a sort of a superpower of mine.

raisingarizona wrote

Janis was right, freedom is just another word for nothing left to lose.

(Kristofferson )

What does credit have to do with moving?

I let my credit go to shit years ago when I had to take babies momma into court to make sure I had rights to be with my daughter. I was almost out of debt then got right back into owing 15k or so. I couldn’t make the payments any longer once I went into school. The banks gave up on trying to get that money from me. Now I’m 20 k deep with student loans and out of work. So what’s happening? Nothing.

I’m not trying to buy a house so I’m not really concerned. And if you are concerned or making payments on a house then guess what? You ain’t free.

Garnish my wages? Ha! I probably won’t ever make enough for that and if they do I’ll be forced to live in a van and go off the grid anyways.

Brownski wrote

campgottagopee wrote

Not for one medical bill they won't

True..

So you two.... the ones arguing previously in this thread that you shouldn't do anything if you have debt... are now arguing that people should... just not pay their debts?

raisingarizona wrote

What does credit have to do with moving?

Potential landlords generally check that sort of information?

They aren’t living as ski bums any longer

I’ve rarely been the primary lease signer. I’ve just rented rooms. That’s very much a thing in ski towns

And none have that I know of.

Ever see the people that rent an apartment?

That’s not really a thing. If it was there would be a shit ton of more homeless people.

The fear of bad credit is definitely a way the machine keeps us from being free. I’ve paid back those banks plenty. They made their money x10 from me for years while I kept making payments. During the Bush era I was getting bullied into paying bullshit fees for not opening up secondary mail letters. I’m talking about 300 bucks every now and then because a letter said that they would activate a program unless I responded. After a year of threatening phone calls I said f em. BOA and WF or crooks. F my credit, I’m done being under their thumb.

That being said, as soon as I get back to work I will be making payments on my student loans.

MC2 5678F589 wrote

Brownski wrote

campgottagopee wrote

Not for one medical bill they won't

True..

So you two.... the ones arguing previously in this thread that you shouldn't do anything if you have debt... are now arguing that people should... just not pay their debts?

No

You posed a question that both Broski and I directly answered. It's the ski bum way. If you can pay it fine, if not that's fine too. In my ski bumming days I cold care less if I paid a bill on time or not, I had beer to drink!

raisingarizona wrote

They aren’t living as ski bums any longer

True. But I often reminisce about those times with the 2 house mates I'm still in contact with. Same stories, same laughs, wish we could go back in time.

I often wonder how long I would've stayed if I didn't get hurt.

raisingarizona wrote

They aren’t living as ski bums any longer

Right, but they argued earlier:

campgottagopee wrote

.
You can't ski bum with debt. There's no way to do it.

...

Brownski wrote

I agree with you guys that ski bumming with debt won’t work. If you go in deep, you need to make generating income the top priority.

raisingarizona wrote

I’ve rarely been the primary lease signer. I’ve just rented rooms. That’s very much a thing in ski towns

Ahhhh, okay.

Doesn't apply to you then.

MC2 5678F589 wrote

Brownski wrote

campgottagopee wrote

Not for one medical bill they won't

True..

So you two.... the ones arguing previously in this thread that you shouldn't do anything if you have debt... are now arguing that people should... just not pay their debts?

Not that anyone should/shouldn’t. Just an observation. I pay my debts in full and when I worked as a liftie I economized to avoid going in deep. Honestly I forgot what I said early on but I think the disconnect might be the difference between “what is the right plan?” And “what would a real dirtbag do?” Those are two totally different things. From what I’m hearing this may be a “have your cake and eat it too” kind of situation. Why don’t you give us your specific circumstances and goals and me and camp will help you figure it out. I’m actually a pretty good life coach. Maybe I can help.

MC2 5678F589 wrote

raisingarizona wrote

I’ve rarely been the primary lease signer. I’ve just rented rooms. That’s very much a thing in ski towns

Ahhhh, okay.

Doesn't apply to you then.

It applies to any ski bum.

By debt, I think they are talking more about house and car loans. If you are locked into those sorts of things you are going to work.